Pattern Letter Eradicating Damaging Info From Former Marriage:
Happyness, Ohio 33333
July 4, 2002
Credit score Card Firm
New York, N.Y
C E R T I F I E D R E T U R N R E C E I P T R E Q U E S T E D
Attn: (keep in mind who you talked to)
Pricey (one that you talked to)
As I defined throughout our telephone dialog, the account that you’ve reported on my credit score report belongs to my ex-husband. The knowledge reported might probably have been mistakenly entered.
I’ve by no means used this account nor have I signed any documentation agreeing to the use or assure of this account. The knowledge is affecting my credit score and below The Truthful Credit score Reporting Act , I would love this info deleted from my credit score report.
Additional, I want to have any references to this account in my data that you’ve reported to all different companies eliminated.
There’s a risk that I used to be a licensed consumer on this account, however with that being mentioned, I’ve by no means signed any gauranty, contract nor even represented that I might be accountable and chargeable for any of the purported debt.
With none proof or proof exhibiting my signature relating to this debt, you’ve gotten two decisions. (1) You possibly can delete this from my credit score (2) You possibly can clarify to third get together adjudication and provides a proof as to why you select to violate the Truthful Credit score Reporting Act.
Thanks to your immediate consideration.