Because of the assistance of some folks from this sub. I used to be capable of take away a set company’s account from my credit score report that was additionally being reported by Financial institution of America! Cannot thanks guys sufficient.
With that being mentioned, the problem I had with BoA is that they bought the account to the gathering company and reported the date of first delinquency inaccurately. It was reported even after I paid off the gathering company’s account. So the account is ready to fall off on 08/2022 whereas the CA was alleged to fall off this July. I wrote to the credit score bureaus, fortunately the CA fell off however BoA up to date the account (reporting date reveals this month) however did not change the reporting date. Anybody is aware of if that is regular, and so they’re nonetheless investigating it? Or if BoA updating the reporting date means they’ve already ended their investigation? Ought to I wait earlier than I contact BoA?
I’ve connected some screenshots exhibiting what my TransUnion report is exhibiting presently for the BoA and the earlier CA reporting date earlier than it was eliminated.