So I feel I requested this earlier than, however now I need to know, how would my fellow Redditors do that?
I’ve a charge-off on my experiences from BOM. A card I’ve no data of. closed in 2018.
I name BOM, and searching on the particulars, the cardboard belongs to Emblem. Not less than thats what we guessed, serviced by our good pals at myccpay.com
BOM has NO data / data on the cardboard
Emblem has no data ( spoke with them yesterday )
myccpay has a quantity for me to name, Jefferson Capitol ( assortment firm ) …..they dont have this account both. Neither does one other firm Asset Acceptance.
I disputed this account final month, it got here again verified. JTM Capitol Mgmnt.
Once I name JTM, automated system says it has no data with my social, and hangs up on me. I see a LOT of complaints towards them. Letters get unanswered. Google search reveals they’re half of a bigger debt assortment firm that additionally has been sued. United Holdings.
So what additional remaining steps ought to I take, to 100% confirm:
It IS my account and my debt and I have to pay
it’s NOT my account and must be eliminated
Is it actually MY accountability to contact United Holdings and possibly get a solution?
What’s the simplest approach to take away this silly factor?
Further added goodness: BOM will all the time have a “/” in your report..BOM/TV = Whole Visa.
This BOM has NO slash.