Wrote an sincere letter concerning a late cost. Adopted a template however made my very own changes as I noticed match. I by no means miss funds as is, however I knew Synchrony was fairly arduous to persuade so I had no thought in my thoughts that this was one thing that will work on the primary strive or in any respect.
I contacted them instantly after I noticed the late cost reported they usually have been fairly useful. I used the message us possibility proper on the highest inside the cost portal.
Thanks everybody right here and on the FICO boards for his or her tales and help. Simply needed to offer those that assume there isn’t any hope that it would not harm to only give it a shot and see what occurs. Better of luck to everybody else on their credit score restore journeys!
Letter from Synchrony for anybody who needed to see: Letter