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This is among the most incessantly requested questions I hear throughout the Credit score Restore Group and by the business as an entire.
So for this episode of Daniel’s Tip of the Month, I assumed I’d reply the query as soon as and for all.
However earlier than I soar into it, for those who wanna know extra about disputing methods, and even get licensed in disputing (all for lower than it could price to convey your loved ones to McDonalds), go to creditherochallenge.com to affix our Credit score Hero Problem at present!
Okay. Let’s dive in.
- Are you able to ship each dispute letter licensed mail? … YES…
- Is licensed mail costly and time consuming? Sure!
- Will you get higher outcomes by sending each letter licensed mail? NOT EVEN A LITTLE BIT!
You possibly can spend a small fortune and waste a ton of hours pouring over 1000’s of licensed mail and return receipts nevertheless it received’t get you forward in any respect!
The truth is, it could be a complete waste of money and time.
Now, for those who’ve heard it is advisable ship disputes by licensed mail, it’s okay! There’s loads of misinformation on the market.
However I’m right here to shoot you straight and make it as straightforward as potential to construct your worthwhile credit score restore enterprise from nothing.
So, there are a few conditions the place it could be useful to ship licensed mail.
These are ID theft instances with signed affidavits and for those who plan to sue the recipient.
That’s it!
The reality is, if you ship licensed mail, it’s processed precisely the identical as common mail.
After singing your slip, as soon as the bureaus obtain it, it’s fed into an enormous machine to be stripped from the envelope, scanned and processed – precisely like common mail.
The one distinction is you could have proof it was obtained.
After years of mentoring 1000’s of Credit score Heroes, I’ve come to comprehend if you ship threatening “gotcha” letters, that are principally proof to the bureaus that they signed however didn’t comply with FCRA protocol, they don’t care.
They don’t do something in another way and so they reply the identical with out the paper path.
Generally they even ignore disputes.
If this occurs to you, the one actual profit of getting a signed licensed receipt can be as proof to a choose for those who determined to take the bureau to courtroom.
So except you intend on suing the bureaus, I like to recommend you save your money and time!
And if you wish to begin your very personal credit score restore enterprise, join our Credit score Hero Problem the place I’ll stroll you by the hand, and in only a couple weeks, you’ll be the proud proprietor of your personal credit score restore enterprise AND may have 3 shiny new certificates to point out your new purchasers!
We’re beginning a brand new problem quickly, so be a part of at present at creditherochallenge.com.
I hope to see you on the within!
Till then, hold altering lives!
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