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Howdy, I’ve been engaged on my credit score, I fortunately was in a position to purchase a home a couple of months in the past after a protracted 2-3 years course of previous to working for it. I’ve 3 Damaging accounts in my Credit (they had been there even earlier than the home closing my credit score was at 709 ( that rating for me was an enormous milestone)
After closing on a Home it went right down to 670 ( Anticipated ) however just lately the financial institution Bought the Mortgage at the start of Might to the brand new financial institution, I’ve already paid the brand new mortgage my first fee. however now my unique mortgage now exhibits from 6/12 Paid ( for the reason that account was taken over by a brand new financial institution )
LOAN PAID (ORIGINAL FIRST LOAN ) 6/12/2022
CHASE BANK ACCOUNT DISPUTE OPENED ON 6/16
CHASE BANK ACCOUNT DISPUTE UPDATED ON 6/16
CHASE BANK (ACCOUNT DISPUTE RESULTS READY ON 6/16
THE SCORE DECREASED BY 57 POINTS ON 6/17 ( RECEIVED THIS MORNING THIS NOTIFICATION )
WENT FROM 670 — > 613
(CREDIT CHANGES PER EXPERIAN WEBSITE)
– This I extremely doubt is the factor inflicting the difficulty on the account, particularly that massive of a drop however I believed I share it.
DISPUTE BEFORE PICTURE REPORT
DISPUTE AFTER PICTURE REPORT
CREDIT LINE REPORTS
PICTURE BELOW
Imgur: The magic of the Web
At this level, I’m not positive what to do or if even have any choices, I attempted calling Chase and attainable settlement in trade to take away it (a couple of months in the past) and so they mentioned it is one thing that they cannot do. They nonetheless have the debt and I’ve fortunately now capital to have the ability to work with them however I’m beginning to really feel that there’s principally nothing I can do aside from wait till SEP 2024.
I disputed the account as I do not acknowledge it. however IDK if chase simply up to date the credit score bureau and it was going to occur whether or not or not I did the dispute…
any remark or suggestion is very appreciated.
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