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I had a medical assortment that appeared on my report final fall from https://www.dbtsolutions.com They despatched me a reduction discover mid-january and I used to be going to pay it — however I forgot and missed it by two weeks. Lengthy story quick, I went to pay it and so they mentioned it was recalled from them and it has been despatched to a different assortment company.
I acquired a letter from the NEW company this week – and Im going to pay it, asap.
Right here is the place the issue is — the company that had it prior (Debt Restoration Options) has now transitioned my account from Collections into the OTHER part on my Equifax.
In accordance with Equifax, OTHER accounts are these that aren’t already recognized as Revolving, Mortgage or Installment Accounts reminiscent of little one assist obligations or rental agreements.
If I have a look at the abstract, it exhibits it as:
Account Standing = COLLECTION
Debt to credit score ration = 100%
Reported Steadiness $1345
Quantity late = $1345
Date opened = Aug 17, 2020
Mortgage Sort = Debt Purchaser Account
Date of first delinquency = 5/1/2015
Delinquency First Reported = 9/23/2020
Date reported = 2/18/2021
Creditor classification = Monetary
My challenge is that I can not PAY them for the reason that debt was recalled from them by the unique hospital. So, if the debt is not theirs, how can they report this as legitimate?
I put in a dispute to Equifax, although I do not anticipate a lot from them. Any concepts on what I can do for this?
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