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Okay So I’m new to constructing my credit score. Within the final two months I’ve gotten two bank cards. One by means of CapitalOne and one With Chime. Naturally I’ve began monitoring my credit score background. After solely two months my rating is 670! That being stated earlier than I took out the brand new playing cards I observed a derogatory mark. The character was a overdue medical invoice despatched to collections. I’ve at all times had insurance coverage. So I dont understand how that’s doable? So I stuffed a dispute with Equifax. After a pair days I logged again in and checked out the standing. It stated accomplished and I downloaded the abstract. Once more I’m new right here and am unsure if the abstract guidelines in my favor? I’ve connected a screenshot of the abstract. It doesn’t embrace any private data as per the principles. I’m searching for some readability although. If anybody can chime in I’d admire it!
LINK TO IMAGE: https://imgur.com/FoL9mHZ
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