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Kikoff has stopped reporting to Transunion and Equifax over the previous couple months. They’re nonetheless reporting to at least one bureau-Experian.
Once I added Kikoff, my 743 rating dropped to 723. I had paid off 50% of the mortgage after they stopped reporting, so I by no means skilled any enhance in rating from utilizing Kikoff, though others may need (after they had been reporting to all bureaus.) I’m at 60% paid off now (through Experian) and it’s nonetheless counted in opposition to me as a unfavorable since “mortgage balances are too excessive.”
Credit score rating truly obtained a little bit of a lift on each Transunion and Equifax when the Kikoff account dropped off.
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