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FYI I’m already following the recommendation on right here that I might discover regarding this, particularly this – you guys have been invaluable, thanks a lot. My credit score has improved enormously thank to you all.
Nevertheless, I’ve a number of nagging issues on my credit score – three small medical payments and one small school price that went into collections. In between residences I lived with my dad and mom and their deal with was on a number of payments that ought to have gone to me. Lengthy story brief, my father is an alcoholic and a few notices which may have in any other case made it to me didn’t. I am prepared to take my medication on something I personally screwed up however these few are actually bothering me. My fee historical past is in any other case wonderful.
I learn someplace that if the Authentic Creditor recalled the debt, which I then paid with the Authentic Creditor, the Collections Company must delete it on their finish. I discovered discussion board posts the place folks claimed to have negotiated this end result.
I requested the school administrator answerable for this debt about this. He was courteous, however instructed me that what I used to be suggesting was “credit score bartering” and is illegitimate.
Is that this true? I can see the way it may violate the collector’s settlement with CRAs, however not how this may implicate the varsity.
Whether it is, then I am going to proceed alongside the opposite common avenues.
If it isn’t, does anybody have recommendation on how you can get a university administration mid-level functionary to do something moreover cowl their ass? 😂 I really feel like this one goes to be an uphill battle.
Every other doable avenues not talked about above could be very a lot appreciated. I am not precisely optimistic, however I’m prepared to be persistent on this if there may be any hope.
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