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Hey! I’ve a horrendous derogatory account with BOA from a tough time a couple of years in the past: https://imgur.com/gallery/RTL4Wg2
The account was reported 30 days late in March 2017, then first charged off in September 2017, however solely paid off in September 2020…
I’m curious when this account can be eliminated? Does the 7-year countdown begin from the primary cost off, or the date it was paid off? I definitely hope it’s the previous!
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