[ad_1]
Daniel Rosen 0:00
Hey, credit score heroes, you understand, we at all times discuss in regards to the dream of firing your boss and quitting your 9 to 5, and beginning a profitable credit score restore enterprise. After which I carry on people who find themselves making tens of millions and tens of millions of {dollars}. However that appears out of attain to lots of people to have the ability to relate. And a complete lot occurs earlier than you get there to the million greenback mark. So in the present day, I believed it would be actually cool if we discuss with somebody actual, who’s within the earlier phases of the journey, who give up her job and lately began her credit score restore enterprise and is having wonderful success. She is somebody we are able to all relate to. And he or she’s right here in the present day to speak about her journey. So that you higher stick round. So the massive query is that this, how can we take our ardour for serving to folks with their credit score, and switch it right into a profitable enterprise with out taking loans with out spending a fortune by bootstrapping it from nothing? So we might help the most individuals and nonetheless turn into extremely worthwhile? That’s the query, and this podcast will provide you with the reply. My identify is Daniel Rosen, and welcome to Credit score Restore Enterprise Secrets and techniques. Okay, earlier than I dive in, if you’re new to my podcast, you should definitely click on to subscribe and activate notifications. So you do not miss any of the secrets and techniques that I share every week right here on the credit score restore enterprise secrets and techniques podcast. And I ought to inform you, this podcast is dropped at you by Credit score Hero Rating, the one credit score monitoring that’s instantly built-in to credit score restore cloud. And if you need me to carry you by the hand, as you launch your very personal credit score restore enterprise, go to creditherochallenge.com. Okay, let’s get into this. Approach again in December, I noticed a submit in our Credit score Restore Cloud Fb neighborhood. It was a submit from Elsa Pineda. And it stated this, eight months within the enterprise, and I met my purpose. I’ll always remember at the present time I met my purpose of 100 purchasers. And I believed that was so cool. And I began obsessing about Elsa, I appeared her up. And I noticed she had carried out our credit score hero problem. After which she took a giant leap of religion to truly decide to doing credit score restore as a enterprise. And now she’s having wonderful success. And I believed now we have to have her on the present. So please welcome to the podcast, Elsa Pineda. Hey, Elsa, welcome.
Elsa Pineda 2:37
Hello. Thanks for having me.
Daniel Rosen 2:39
I am so glad you are right here. That is so thrilling to speak to you. And the place are you?
Elsa Pineda 2:45
I am in Houston, Texas.
Daniel Rosen 2:47
Superior. Superior. Superior. Effectively, I am so excited. You are right here. Congratulations on actually, actually doing this. And actually making this leap and doing so effectively. How does it really feel?
Elsa Pineda 2:59
Truthfully, it feels wonderful. It is like a truthfully like a dream come true. I by no means anticipated it to to develop so rapidly. Solely eight months in with 100 purchasers. in the present day. I am nearly at a yr in with 157 purchasers.
Daniel Rosen 3:15
Wow, that’s unimaginable. So yeah, that is proper. That was in December. And and you’re proper about on the one yr mark. That is wonderful. So I need to know your story, every part. What’s your background? What’s your life like? And particularly what bought you into credit score restore.
Elsa Pineda 3:33
So I come from property administration expertise, I did that for 12 years, I made a decision to take a break to care for household and I stayed residence with my three children. And I went slightly bit loopy. I stated, You recognize what, I’ve to search out one thing to do. Credit score hero got here up and I used to be you understand, I used to be working alone private credit score. And you understand, I began providing it to my relations and buddies and you understand, free, hey, would you like me to repair your credit score, I am studying. And it was, you understand, outcomes after outcomes. And it was getting higher every time. So then folks began providing me, you understand, cash, they stated, I am going to pay you for this. After which, you understand, I stated let me simply begin the enterprise already and go for it. And I took the leap of religion and right here I’m in the present day.
Daniel Rosen 4:23
Why that is so cool. That’s so cool. That me that is actually the easiest way to start out with with your self. I imply, all people begins with themselves they usually typically neglect to inform that story. After which the folks round you. How did the folks first be taught who have been providing your cash? Was that also household and buddies? Or was that have been you posting on Fb or one thing? What how’d that occur?
Elsa Pineda 4:46
So it was first I began engaged on households credit score myself and I used to be posting the outcomes after all after which they began referring me buddies after which they began tagging me when folks have been asking about credit score restore. cuz I’ll see, you understand, my posts about how I used to be getting the outcomes and different deletions, then, you understand, buddies of buddies began, you understand, reaching out to me and say, Hey, I need assistance with my credit score. And that is how it began.
Daniel Rosen 5:13
That is so cool. Yeah, I checked out your Instagram and your Fb and I noticed it was outcomes after outcomes after outcomes, that the photographs from the the reimport that present what number of deletions and all that. And it is very clear once you go to your Fb and your Instagram, that that is what you do, and also you’re good at it. And so many individuals cover what they do from their, their social media, I simply assume it is good. You went all in on that. Was it costly to launch what you are promoting?
Elsa Pineda 5:44
Truthfully, it wasn’t, I took it daily, I used to be new to you understand, beginning my very own enterprise I had been like I stated in property administration. So I used to be used to that way of life, having my you understand, dwelling paycheck to paycheck. And I stated, Effectively, after I came upon about credit score hero, you understand, the worth wonderful and also you okay, I can afford this. And I took it daily and you understand, began investing increasingly more every day as a result of you understand, you continue to do should put money into advertising and stuff. However my principal factor was social media. That is what actually has me the place I’m in the present day. I inform lots of people that requested me how how are you getting the leads the purchasers, it is truthfully been Instagram, Fb, tick tock, the place I am simply posting what I am doing. And it is you understand, I adore it as a result of it I get excited. I can solely think about individuals who have who want it, how thrilling they get once they see that I am deleting accounts and stuff.
Daniel Rosen 6:41
And apart from posting outcomes, what else are you posting?
Elsa Pineda 6:45
So I am posting when my purchasers are buying their residence, once they’re in a position to get into their residence once they buy that dream car. In order that’s a giant factor, as a result of all people that wants credit score restore. They’ve more often than not, it is two issues that they are searching for. It is their residence, or you understand, their dream automotive.
Daniel Rosen 7:04
And have you ever helped lots of people get into a house.
Elsa Pineda 7:07
Sure, I’ve. I labored with I work with a number of actual property brokers right here in Houston, Texas.
Daniel Rosen 7:12
Wow, how does that really feel? As a result of that is actually a milestone in life. How does that really feel? While you’ve helped somebody to get there?
Elsa Pineda 7:20
Truthfully, it is a actually nice feeling. I really feel like I am doing the precise factor. I really like serving to folks. That is my background is I really like, you understand, the customer support, with the ability to assist folks after which seeing these folks, you understand, accomplish these objectives, massive objectives, you understand, shopping for a house is one thing massive. It is simply so satisfying. I can not even clarify how wonderful and makes me really feel as an individual, you actually
Daniel Rosen 7:47
are altering lives. That is proper, Your actual credit score hero.
Elsa Pineda 7:51
That is proper.
Daniel Rosen 7:52
What was the toughest a part of launching the enterprise?
Elsa Pineda 7:55
The toughest half was the primary I am gonna say the primary couple of months, when you do not have a lot to indicate, you have by no means carried out this. So that you’re on the market posting and you understand, folks aren’t simply gonna imagine in You from at some point to a different, you understand, I come from property administration, or she was, you understand, renting residences, and now you are fixing credit score, so folks should belief you. So I believe that was essentially the most difficult half is get with the ability to get outcomes, posting them. After which staying constant and persevering with to try this on daily basis. And you understand, constructing that belief that relationship with with social media. And staying motivated. That was the primary the primary half, like I needed to keep motivated, like, one week, I may have 5 purchasers and different week I may don’t have anything however I did not hand over and now it is like I am getting purchasers left and proper.
Daniel Rosen 8:50
That is so superior. After which how on which social media networks are you posting issues on? And what number of instances a day do you attempt to submit
Elsa Pineda 8:59
so I submit on Instagram, my story about anyplace from seven to 1010 instances a day. After which that will get transferred over to my Fb story. After which I attempt to submit on my Fb enterprise web page, at the least two to a few instances per week, like precise posting, after which I share it on my private as a result of that is how I’m able to get folks to comply with me on these pages by sharing it you understand, and, and I lately began doing tick tock about 4 months in the past and one in all my movies went viral. And that is you understand, after I determined okay, I am gonna go on tick tock now
Daniel Rosen 9:40
that is so cool. I began doing tick tock lately as effectively. It is enjoyable.
Elsa Pineda 9:45
It is totally different but it surely’s it is it is enjoyable. It is totally different. Yeah, that is
Daniel Rosen 9:49
so cool. Are many of the purchasers coming from social media?
Elsa Pineda 9:54
At this level? Most of my purchasers are phrase of mouth referral.
Daniel Rosen 9:58
Bought it. I noticed you’re doing One thing actually two issues actually attention-grabbing. One, I believed it was actually cool that a variety of your posts are in Spanish. So are you getting a variety of Spanish talking purchasers?
Elsa Pineda 10:12
Quite a bit? Quite a bit.
Daniel Rosen 10:14
Superior. Do you utilize the Spanish function within the portal?
Elsa Pinedar 10:17
Sure, I do. I’ve a variety of purchasers that do not communicate English. And you understand, I assist them as effectively. In order that that places me on the market slightly bit extra. I even have the magnets on my on my car, selling it. So all over the place I am driving, and I am driving on a regular basis they see it.
Daniel Rosen 10:33
Wow. I do know. I additionally noticed you have been talking to was it a roomful of realtors?
Elsa Pineda 10:39
Sure. So it was lenders, realtors, insurance coverage brokers, tax preparers, I attempt to keep in reference to with these people. As a result of we we assist one another we we will not we you understand, I’ve somebody for the tax preparer somebody for the insurance coverage they’ve. They’ve credit score restore, you understand, purchasers, they’re going to ship them over to me. So yeah, I attempt to keep, you understand, as related as doable.
Daniel Rosen 11:05
That is superior. So that you’re constructing relationships with them as associates. Right? Networking? Very, very good. And you then go and what number of instances have you ever gone and spoken in public?
Elsa Pineda 11:18
I’ve carried out about 10 displays.
Daniel Rosen 11:22
Wow. Yeah. What do you do in that presentation?
Elsa Pineda 11:25
Actually, there may be simply introducing myself the fundamentals on credit score. And you understand, what folks have a look at, you understand, if you’re making an attempt to purchase a home, a automotive, after which that is the place, you understand, the the folks which can be there, they begin asking me all of the questions and it simply goes on and on by itself. It is, it is it is nice.
Daniel Rosen 11:45
That is so cool. Was that scary? The primary time?
Elsa Pineda 11:49
It was very.
Daniel Rosen 11:51
However I guess I guess they’ve nice questions. And since credit score is one thing that is a thriller to most individuals. So that is nice you could showcase your self because the professional that they will ship their purchasers to. They usually have to be thrilled once you bump up their scores and ship these purchasers again. Proper? Sure, they’re. Very, very cool. Now, you probably did property administration for a very long time. Are you continue to doing property administration?
Elsa Pinedar 12:17
No, I am not really. I finished doing Property Administration two years in the past, about two years in the past now.
Daniel Rosen 12:25
Bought it? Is is that what first made you conscious of how many individuals have credit score points? As a result of I do know they it’s important to submit? It’s a must to they test your credit score to hire a spot, proper?
Elsa Pineda 12:36
Yeah, so a variety of now we have quite a bit, we turned down lots of people due to credit score or require a a lot increased deposit or a danger payment, one thing we do right here in Houston. And folks do not need to try this. They do not they do not have the cash or you understand, they they wrestle with that. In order that was at all times one thing that I used to be inquisitive about and you understand, be making an attempt to assist these folks get into their residence as a result of it is one thing we’d like.
Daniel Rosen 13:02
Yeah. Are any property managers sending you purchasers now?
Elsa Pineda 13:07
They’re I even have carried out a number of occasions at a number of properties in Houston, Texas.
Daniel Rosen 13:13
Wow, that is wonderful. Good for you.
Elsa Pineda 13:16
I am going to exit on a Saturday morning, hosted a breakfast and introduce myself discuss in regards to the significance of credit score. And you understand, lots of people in residences, the subsequent step is getting a house. So wow, that is
Daniel Rosen 13:27
superior. Now, I did see that you’ve different attention-grabbing companies that you just’re doing additionally on the similar time, are you able to inform us about these I noticed that one is a divorce coach. So I need to know, what’s a divorce coach.
Elsa Pineda 13:41
So I assist folks with easy divorces right here in Houston, I just about information them by the divorce, right here in Texas, you’ll be able to characterize your self, and that is what my purchasers are doing. I am a notary in Houston, in Texas, and I will assist with that there is paperwork that must be notarized. I, you understand, clarify every doc to them. And you understand, make them perceive what it means what it is asking as a result of lots of people freak out. And the very first thing they do, or the very first thing that the Courtroom tells them to do is rent an legal professional. And lots of people do not know that you do not have to rent an legal professional. You may characterize your self in court docket, so long as you might have every part you want. Wow, that is fascinating.
Daniel Rosen 14:23
After which that pulls within the notary half. Sure, that is appropriate. Right. Wow. After which folks going by a divorce typically need assistance with their credit score. Sure. Am I proper? So one enterprise feeds the opposite. Sure.
Elsa Pineda 14:39
You recognize what, Daniel, a variety of my divorce purchasers once they are available in to my workplace, they find yourself signing up for the credit score restore the identical day.
Daniel Rosen 14:47
Wow, that is nice. I adore it that it is aspect hustles that every one feed one another that is good. How do you discover divorce purchasers is that phrase of mouth additionally.
Elsa Pineda 14:56
It is also been phrase of mouth. Social media posting. I You adverts on Fb, Craigslist, Instagram. I additionally did a submit on tick tock. So it is it is form of like all the identical.
Daniel Rosen 15:09
Wow, attention-grabbing. So now with all these purchasers you might have, and all of the social media you are doing. How do you make time for dealing with all of the purchasers? Have you ever began to rent assist?
Elsa Pineda 15:22
I do I’ve helped I’ve employed somebody full time.
Daniel Rosen 15:25
Oh, wow. So you have bought it. So it is now a staff of two?
Elsa Pineda 15:29
Right? Sure. And shortly to be a staff of three. Superior, superior.
Daniel Rosen 15:32
So what have you ever been in a position to delegate to them?
Elsa Pineda 15:36
Primarily the advertising, the social media, the printing the mailouts, all that further stuff that I haven’t got time for as a result of I am the face of my firm, I must be on the market selling talking to, you understand, purchasers, or Realtors tax preparers. So I, I need to construct a powerful staff. My purpose is to have a much bigger staff, clearly, inside time, in order that I will delegate and you understand, continue to grow as an organization and hold altering lives.
Daniel Rosen 16:06
Very, very cool. I adore it. Yeah, the social media, with as a lot as you are doing that does take a variety of assist. stuff must be chopped up and placed on the totally different platforms. And that is a variety of work.
Elsa Pineda 16:18
It’s it takes a variety of time. Yeah. Effectively, you
Daniel Rosen 16:21
positive are doing effectively at it. What are among the greatest errors you made once you have been first beginning?
Elsa Pineda 16:27
Ah, let me assume after I was first beginning. The large factor for me was understanding that credit score report what to what to focus on, what to search for what, you understand, what these lenders are searching for when you understand, these purchasers are within the course of of buying their residence. So simply understanding the credit score the shopper’s wants. Most of our purchasers do not inform us what what they really want is like, Oh, here is my credit score, I do not know what’s flawed, what’s what’s good on it? What’s serving to me what’s not. In order that was essentially the most difficult?
Daniel Rosen 17:00
Bought it? Bought it? And what would you do in a different way should you began a credit score restore enterprise from scratch in the present day,
Elsa Pineda 17:07
I might take extra programs because the starting, I used to be slightly afraid of you understand, investing and, you understand, trusting and I did not know that, you understand, the coaching simply by no means ends. You proceed. I proceed to coach in the present day. And you understand, makes me higher at what I am doing. So if I may do something totally different, I might begin investing extra in coaching for positive. Good, good.
Daniel Rosen 17:33
Good. Now I since you did the credit score hero problem. I need to ask about that. And it’s inexpensive. It is $47. For anyone who who’s listening. And what did you get from the credit score hero problem?
Elsa Pineda 17:49
Truthfully, it I liked it, the truth that it was very inexpensive. Simply the Fb group that now we have with you guys. It is wonderful, the assist is nice there, you simply you simply should know the place to go. There’s a variety of instruments that you just guys present for us. Anytime I nonetheless have a query, I am going to go on there and have a look at your search on the high of the group, the search menu, and I am going to search what I am searching for. And it is actually helped me quite a bit.
Daniel Rosen 18:17
Yeah, every part’s in there. It is wonderful that, um, we have 27,000 folks in there. And a variety of them are making some huge cash and have large companies. And it is so fascinating you could simply kind any query, and somebody making tens of millions of {dollars} might reply your query. And and it is prompt. It is it is fairly cool. I am actually pleased with that. And did the problem assist you numerous with with the certification with the disputing and all that.
Elsa Pineda 18:45
Oh, yeah, for positive. Simply understanding that credit score report usually, it is step-by-step, the truth that we may return into the movies, I used to be afraid at first after I first began, as a result of, you understand, I am a mom of three youngsters. So I did not make it on time to after we have been scheduled and the movies are recorded. They keep on there. So I went again and you understand, I, I did what I needed to do, I researched like, you understand, I took the trainings accomplished and right here I’m in the present day.
Daniel Rosen 19:13
Yeah, now you’ll be able to share them along with your staff. Yeah. After which they will replicate what you do. What’s your recommendation to somebody simply beginning out with a credit score restore enterprise.
Elsa Pineda 19:22
Do not hand over. Spend money on what you are promoting. Take all of the coaching that you just that you just assume you want, as a result of it at all times helps. And simply do not hand over on your self. Be assured hold hold pushing, hold posting the outcomes and you may begin constructing an viewers. Individuals will begin recognising you. That is actually actually good recommendation. I get referrals from folks I do not even know there’s Fb teams in our neighborhood in my space. And folks tag me on there and I do not even know these folks will My identify is on the market already.
Daniel Rosen 19:56
Yeah, you submit this a lot. You turn into like a star very, very Cool. Okay, now we’re gonna change gears. We’re gonna do a fast fireplace spherical of questions the place you reply the very very first thing that pops into your head. Okay, are you prepared? Sure. What’s an important lesson that you’ve got discovered as a enterprise proprietor?
Elsa Pineda 20:17
An important lesson that I’ve discovered is put money into your self.
Daniel Rosen 20:22
What’s your greatest superpower in enterprise?
Elsa Pineda 20:26
Social media? That is the very first thing that pops up simply social media.
Daniel Rosen 20:32
You are good at it. What’s enterprise possession imply to you?
Elsa Pineda 20:36
dedication, dedication, a variety of it.
Daniel Rosen 20:40
Hmm. What drives and motivates you?
Elsa Pineda 20:44
My household primary, and serving to the neighborhood serving to folks altering lives. I really like the sensation
Daniel Rosen 20:50
cool. I really like that. What’s your definition of success, a
Elsa Pineda 20:55
definition of success is with the ability to assist these folks accomplish their desires, seeing their faces, getting them into their residence, their new automobiles. That is that is what makes me profitable.
Daniel Rosen 21:09
As a result of that is how you’re feeling. I believe that is why you’re profitable. I believe that is the magic right here. Effectively, Elsa, I actually admire you being right here with us in the present day. Thanks a lot on your time. Yeah, this was enjoyable. And congratulations once more, on your entire success. I do know we’re gonna be seeing you within the millionaire’s membership. And thanks once more for being right here. Thanks. And for everybody on the market. In case you are having fun with this podcast, you should definitely click on under to subscribe. so you do not miss any of the secrets and techniques that we share every week right here on the credit score restore enterprise secrets and techniques podcast. And should you’re feeling type, do me a favour and fee and evaluation me give me a thumbs up. Simply assist us so we are able to transfer up the charts, go away a remark or ask a query, as a result of I learn every one in all them. And I’ll see you on the subsequent episode. And till then, be a credit score hero and hold altering lives.
Hey, all people, it is Daniel once more. And actually fast, I would like to ask you to affix what I imagine is the perfect factor now we have ever created contained in the Credit score Restore Cloud Neighborhood. And it’s a problem that we name the credit score hero problem. Should you’re simply planning out what you are promoting, otherwise you’re simply getting it began, and also you dream of getting a profitable enterprise of your personal. So you’ll be able to give up your 9 to 5 and fireplace your boss and have monetary freedom or so you’ll be able to add one other income stream to your current enterprise. If that is your dream, it is advisable to get into this problem. We created this problem that will help you to create and launch your very personal credit score restore enterprise to construct a correct basis for a very profitable enterprise. This problem goes that will help you to know the technique, the ways and all of the issues it is advisable to achieve success at credit score restore. It truly is the best factor now we have ever constructed, and it’ll change your life. So I like to recommend you do it proper now. Cease every part pause this audio go surfing and go to creditherochallenge.com That is creditherochallenge.com and be a part of the subsequent problem. And there is a problem that beginning in just some days. So go get began proper now at creditherochallenge.com.
[ad_2]
Source link